Art
Borrow against your art
Yes. If you own artwork with an established market and clear provenance, MarketLoan is being built so you can borrow against it instead of selling. The piece is professionally valued, held in insured custody, and returned to you when you repay. You keep the work and any future appreciation.
How it's valued
Art is valued by independent, insured professionals against the artist, the work, condition, authenticity, and provenance — the documented history of who has owned it. Pieces by recognized artists with an active resale market and clear provenance are the strongest fit, because that's what makes an honest, independent valuation possible.
How it's held in custody
Your artwork is packed and shipped insured, then held by a professional custody partner in insured, climate-appropriate storage for the life of the loan. It's tracked and protected the entire time and returned to you when the loan is repaid.
How the loan is secured
Every loan is secured by the asset you pledge and by a UCC-1 lien — a public notice that records the lender's claim on that specific item — filed when your loan agreement is accepted.
Loans on MarketLoan are funded by verified accredited investors; you don't deal with them directly.
If a loan isn't repaid, the asset is sold to cover it — a consequence you'll see clearly disclosed before you accept any offer.
Art loan FAQ
- Can I borrow against a painting without selling it?
- Yes. Selling art means losing the piece and any future appreciation. MarketLoan is being built so you can borrow against it, keep ownership, and get the exact work back when you repay.
MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.
- Why does provenance matter?
- Provenance is the documented ownership history of a work. Clear provenance helps confirm authenticity and supports a stronger valuation. Pieces by recognized artists with an active resale market are the best fit.
MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.
- How is my art protected in storage?
- It's packed and shipped insured, then held in insured, climate-appropriate storage with a professional custody partner. If a loan isn't repaid, the work is sold to cover it — disclosed clearly before you accept any offer.
MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.
- What disclosures apply to this information?
- MarketLoan is in development and not yet available; nothing here is an offer to sell, or a solicitation to buy, any security, loan, or other financial product. MarketLoan Ltd. does not currently originate, broker, or arrange loans. Descriptions of planned lending products are informational, subject to change, and contingent on obtaining required regulatory licenses and approvals. Any future loans would be originated only under applicable state lending licenses. Content is provided for general information only and is not legal, financial, tax, or investment advice. Consult your own advisors. Full disclosures: https://marketloan.com/legal/disclosures
Get notified when borrowing opens
MarketLoan is in development. You can't borrow yet — join the waitlist and we'll let you know the moment borrowing opens.