MarketLoan

For borrowers

Borrower questions, answered

Plain answers about eligibility, valuation, custody, and getting your asset back.

Borrower FAQ

What kinds of assets will qualify?
MarketLoan is starting with categories that hold durable, verifiable value — luxury and collectible watches, fine jewelry and gemstones, vehicles, and select collectibles with an established resale market. The exact eligibility list will be published at launch.
Do I lose my asset?
No. Your asset is held in insured, professional custody while the loan is outstanding and returned to you when you repay. If a loan isn't repaid, the collateral is sold to cover it — a consequence that is disclosed clearly before you accept any offer.

MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.

How is my asset valued?
By independent, insured valuation professionals — not by MarketLoan and not by the people funding your loan. That independence keeps the valuation honest and the offer fair.

MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.

Will you check my credit?
The loan is secured by your asset, so the collateral does the underwriting rather than your credit score. Any checks that are required at launch will be disclosed clearly before you proceed.
What will it cost?
Pricing isn't final yet. MarketLoan's whole reason to exist is that a secured loan should cost meaningfully less than an unsecured personal loan or a pawn. Complete, clear pricing will be published before launch, and you'll see your full terms before you accept anything.

MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.

How much can I borrow?
The amount is based on your asset's independent valuation. Specific limits will be published at launch.

MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.

How do I get my asset back?
When your loan is repaid in full, your asset is returned to you. It was always yours — you simply borrowed against it.

MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.

Is MarketLoan available now?
Not yet. MarketLoan is in development. Join the waitlist and we'll notify you the moment borrowing opens.

MarketLoan is in development. This describes a planned product, not an offer or solicitation of any security or loan, and not legal, financial, tax, or investment advice.

What disclosures apply to this information?
MarketLoan is in development and not yet available; nothing here is an offer to sell, or a solicitation to buy, any security, loan, or other financial product. MarketLoan Ltd. does not currently originate, broker, or arrange loans. Descriptions of planned lending products are informational, subject to change, and contingent on obtaining required regulatory licenses and approvals. Any future loans would be originated only under applicable state lending licenses. Content is provided for general information only and is not legal, financial, tax, or investment advice. Consult your own advisors. Full disclosures: https://marketloan.com/legal/disclosures
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